Atal Pension Yojana Calculator

Atal Pension Yojana is a Government-backed pension scheme administered under PFRDA. Eligible subscribers can choose a guaranteed minimum monthly pension of ₹1,000, ₹2,000, ₹3,000, ₹4,000 or ₹5,000 payable after attaining age 60, subject to applicable scheme rules.

The calculator uses your entry age, selected pension slab and contribution frequency to find the prescribed APY contribution from the contribution table. It then estimates the total contributions until age 60 and displays the applicable pension and indicative nominee corpus.

APY contribution is determined by the subscriber's age at entry, chosen guaranteed pension and payment frequency. The prescribed contribution amount is selected from the applicable APY table, rather than being calculated using a market-return or random investment formula.

Yes. APY allows contributions on a monthly, quarterly or half-yearly basis. The prescribed periodic contribution is different for each frequency. The overall contribution obligation is based on the selected pension, entry age and the applicable payment schedule.

No. This calculator is an educational estimation tool. It uses the prescribed APY contribution structure available from official sources, but it does not open an APY account or provide an official bank contribution quote. Confirm the applicable amount with an authorized bank, post office or PFRDA source.

After reaching age 60, an eligible subscriber receives the selected guaranteed minimum monthly pension according to APY rules. After the subscriber's death, the spouse is entitled to the same pension, subject to applicable scheme provisions.

The calculator performs calculations locally in your browser and does not send calculator inputs to a backend server. Recent calculation summaries may be stored locally in your browser for the history feature and can be cleared from the calculator.